Personal Loan Rates

All rates are quoted as Annual Percentage Rate (APR)* and are accurate as of
November 1, 2019. Rates are subject to change without notice.


Type APR

Share Certificate Loan

Above Certificate Rate


Share Loan

Regular Shares Above highest tiered savings rates
Payment Options (One payment due at end of 1 year
term or 12 monthly payments amortized over 5 years)

Signature Loan (Unsecured) - As Low As 11.65%


*Rates quoted reflect .25% discount for payment through payroll deduction or automatic transfer from an LBS Financial Savings or Checking account. Payment example: A Signature loan financed at 11.65% APR is for 12 months at $88.72 per $1,000 borrowed. Additional rates are available for longer terms. 



Accepts Deposits: Yes

Hours of Operation